NPL MANAGEMENT

Across the entire NPL lifecycle, combine QUALCO’s market-leading systems and services to manage non-performing assets in a fair, transparent, and efficient manner.

END-TO-END NPL MANAGEMENT

A PROACTIVE MECHANISM

Over the last decade, the European non-performing loans (NPLs) and non-performing exposure (NPE) industry has matured, with loan sales and securitisations becoming the modus operandi for banks. Meanwhile, a growing number of investors have entered the NPL market.

But just as the market began to gain momentum, with steady growth, it was hit by Covid-19. The resulting fall in activity has been rapid and severe. This serious decline means that it essential for investors, banks, and other players in the NPL market to develop a strategy that allows them to identify and manage vulnerable loans.

Such a strategy starts with the creation of a proactive, tailored debt management mechanism. This mechanism requires accurate and timely loan and customer data, and this often entails changes to legacy IT systems.

UNIQUE BENEFITS

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ALL-IN-ONE SOLUTION

Handle everything from pre-delinquency through to collection, restructuring, legal action, and portfolio write-off.

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RECOGNISE CHANGE

Circumstances today call for adaptive models that are constantly updating and quickly recognise changes in behaviour, re-calibrating and/or rebuilding them when needed.

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PREDICT FUTURE BEHAVIOR

Applying early warning and forward-looking models can massively improve credit portfolio quality and reduce portfolio deterioration.

PRODUCTS

A COMPLETE TECHNOLOGY ECOSYSTEM

The credit landscape has never been more challenging, but QUALCO’s model-driven technology offers a unique, holistic approach to credit risk and debt management. 

  • Access the capability of our existing technology in a single environment
  • Make timely, data-driven, accurate decisions and maximise ROI.
  • Drive major gains in agent productivity
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QUALCO COLLECTIONS AND RECOVERIES PLATFORM (QCR)

  • Manage, automate, and standardise your organisation’s processes
  • Design, run and control optimised collections and recovery processes
  • Quickly set up self-service portals and digital journeys


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QUALCO DATA-DRIVEN DECISIONS ENGINE (D3E)

  • Ensure robust data management to fully leverage and control data gathered
  • Provide advanced analytics to enable more advanced decisioning and segmentation
  • Take full advantage of data to build sophisticated collections strategies
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QUALCO LOAN MANAGER (QLM)

  • Manage performing and non-performing loans with restructuring, rescheduling, interest billing and collection options
  • Quickly onboard portfolios and manage accounts with complete flexibility
  • Reduce the cost of in-house development and everyday operations efforts
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GET IN TOUCH

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