Across the entire NPL lifecycle, combine QUALCO's market-leading systems and services to manage non-performing assets in a fair, transparent, and efficient manner.
Over the last decade, the European non-performing loans (NPLs) and non-performing exposure (NPE) industry has matured, with loan sales and securitisations becoming the modus operandi for banks. Meanwhile, a growing number of investors have entered the NPL market.
But just as the market began to gain momentum, with steady growth, it was hit by Covid-19. The resulting fall in activity has been rapid and severe. This serious decline means that it essential for investors, banks, and other players in the NPL market to develop a strategy that allows them to identify and manage vulnerable loans.
Such a strategy starts with the creation of a proactive, tailored debt management mechanism. This mechanism requires accurate and timely loan and customer data, and this often entails changes to legacy IT systems.
It becomes apparent that to keep liquidity, it is necessary to clear now those legacy impaired assets stemming from the global financial crisis, preparing for the new crop of pandemic-related NPLs.
QUALCO helps Banks and loan servicing organisations to adopt a proactive approach to managing NPLs by using advanced digital, self service, and analytics technology.
The credit landscape has never been more challenging, but QUALCO's model-driven technology offers a unique, holistic approach to credit risk and debt management.
[Whitepaper] Building a resilient Debt Management Mechanism to overcome the Rising Cost of Living
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