A platform specifically designed for your industry
Open and flexible architecture allows rapid integration with core banking systems, reducing both the costs and the risks of in-house development.
Launch and service your loan portfolio with fast, secure migration capabilities from legacy or costly systems.
Restructuring process has never been so easy and efficient.
QUALCO Loan Manager enables parallel restructuring stream building, binding distinct repayment and interest plans within the same loan account. It supports the normalization of non-performing accounts combining different repayment schedules with a distinct interest rate for each period, and the capability to split the total debt into partitions of a single account with unique maintenance and balance monitoring. It enables the balance transition across different streams in order to apply ad hoc or future debt restructuring.
The main streams are:
Normal Plan: It aggregates the total balance which generates the instalment amortization schedule while forming the main stream for the bucket segmentation.
Warehouse Plan: Is the temporary balance stream for short-term debt review with the capability of distinct interest calculation or freeze option.
Debt Forgiveness Plan: Is the stream acting as the repository of the potential debt to be written off based on conditional debt forgiveness rules engaging customer’s payment consistency.
A complete suite of tools for restructuring and rescheduling, with several pricing setup options to form combined repayment plans and interest periods for any loan lifecycle.
Fees and Commissions
Customer & Account Setup
Provides management of loan accounts from setup to modification, as well as simple, robust maintenance of customer data.
Enables interactive loan servicing for a wide range of financial events and transactions.
- Financial Adjustments
Security & Authorization
Applies and follows all modern security and authorization principles to ensure transparency and user control.
Open Platform Integration
Ensures integration and migration capabilities through flexibility and openness.
Displays information in a relevant manner precisely when is needed.
Interested in learning more about QUALCO Loan Manager?
With offices around the world, we’ve always got an open door. Contact us to discuss your debt portfolio management needs.