QUALCO LOAN ORIGINATOR

Smarter Lending Starts Here

Launch, assess and approve loans fast, across any channel. QUALCO Loan Originator (QLO) is your flexible, data-driven platform for:

Automated decisioning workflows
Faster approvals
Rapid loan product launches
Lower credit risk

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Lending That Moves at Your Speed

Cut time, reduce costs, and improve the lending experience for your customers.

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4 minutes

From Application to Approval

Achieve full loan origination in minutes.

40% Up to

Lower Origination Costs

Automate decisions and reduce manual work.

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Higher Satisfaction

Give borrowers the experience they expect.

LOAN ORIGINATION SOFTWARE

Lending Evolves.
Your Process Should Too.

Modern lending is no longer about what you offer, it’s about how efficiently you deliver. Whether you serve retail customers, SMEs, or embed credit into digital journeys, QLO modernises your origination process without disrupting what works.

QLO simplifies lending by:

Digitising the entire loan origination journey
Automating KYC, documentation and regulatory compliance
Applying policy-based decisioning
Connecting systems, teams and channels

WHAT SETS QLO APART

Built for Speed, Designed for Control

Empower your team to move fast, make smart decisions, and stay compliant,
with no development required.

Process Designer

Design loan origination processes end to end, using an intuitive visual builder to define activities, user roles, access levels, business rules, and variables.
Product Configurator

Develop and manage new loan products by setting key requirements such as interest rates, fees, collateral rules, and eligibility criteria, all within one interface.
Credit Officer View

Enable credit officers to make informed decisions with a unified 360° customer profile, including external data from credit bureaus, registries, and system-generated scores.
Reporting Dashboards

Track business performance and KPIs down to the task level. Identify bottlenecks, monitor productivity, and support strategic improvements with real-time insights.

A SMARTER LENDING JOURNEY

From Application to Approval, Without Delays

QLO streamlines each step of origination, while keeping your team in control.

Loan Application

Start loan requests through QLO or any external channel and collect customer data and documents or retrieve them from your connected systems, all in one place.

Loan Assessment

Gather and calculate key indicators with ease through data collection and integrations to assess creditworthiness.

Credit Review

Use robust business rules and comprehensive data to reduce credit risk and improve evaluation quality.

Loan Disbursement

Create accounts, generate contract documents, and trigger disbursement within your core banking system.

industry

Use Cases

BANK CREDIT
MERCHANT CREDIT
INSTANT LENDING
MORTGAGES

BANK CREDIT

Automate approvals for consumer-secured and unsecured loans, credit cards, and corporate loans. Manage risk checks, documentation, and compliance in one smooth workflow.

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MERCHANT CREDIT

Track application processes, generate reports and improve customer communication. Retailer lenders cut processing times and boost both efficiency and borrower satisfaction.

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INSTANT LENDING

Streamline the loan origination process, including data collection and analysis, credit assessment, and loan approval, enabling digital channels such as a web banking portal or a mobile app to offer instant lending products.

MORTGAGES

Manage restructuring applications, evaluate borrower creditworthiness, and track loan performance. Generate terms and conditions, support underwriting and funding, and produce detailed reports.

Frequently Asked Questions

Can QLO adapt to our internal credit policies?

Absolutely. QLO is built to support rule-based decisioning. You can define and update credit rules, approval logic, and scoring models — no custom code is required.
Does QLO integrate with our existing systems?

Yes. QLO is system-agnostic and integrates with CRM, core banking, credit bureaus, ERPs, and other third-party platforms via APIs and connectors.
How fast can we launch new lending products?

With QLO’s product configurator and workflow tools, your team can roll out new loan offerings in days — not months — with full control over terms, pricing, and approval flows